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What Every Home Buyer and Seller Should Know About Title Insurance
Most home sellers and buyers have been
informed that obtaining title insurance will provide
them necessary protection over possible title defects;
but many remain uncertain about why this is so, or even
about what title insurance is. We believe we have everything
to gain by throwing some light on the subject. The more
you know about title insurance and its pricing, the more
confident you'll be about coming to us for a policy.
A Seller's Concern: How Much Does it Cost?
A title insurance policy is much more cost-effective than the other kinds
of insurance you have had to purchase. For a single,
one-time-only fee, we provide a title policy that
remains effective until the property is sold to a new
owner even if that doesn't occur for decades. Our price structure is among the lowest giving
you the most respected name in title insurance at highly
competitive rates.
Why the Seller Needs to Provide Title Insurance
Any prospective buyer will need
evidence that his investment in your property is free of
title defects. In fact, your contract of sale probably
requires it. The title insurance policy that you provide
the buyer is a guarantee that you are selling a clear
title to your real estate, unencumbered by any legal
attachments that might limit or jeopardize ownership.
Our underwriter's name, Chicago Title, carries special authority: it
reassures your buyer that the title has passed the most
careful scrutiny. In addition, it can help your deal
close more quickly and easily.
Why the Buyer Needs Title Insurance
Without a title insurance policy, you may not be fully protected
against errors in public records, hidden defects not
disclosed by the public records, or mistakes in
examination of the title of your new property. As a
result, you may be held fully accountable for any prior
liens, judgments or claims brought against your new
property. However, your policy insures that if such an
occasion arises, you will be defended free of charge
against all covered claims and paid up to the amount of
the policy to settle valid claims. With a title
insurance policy from Mizner Title & Escrow, backed by our underwriter's
vast resources and financial strength, you need never
worry that your new property's history will tarnish your
bright future.
A Final Word from our underwriter, Chicago TitleAt the Chicago
Title and Trust Family of Companies, we're proud of our
prestigious reputation. Since issuing our first title
policy in 1888, we've been the industry leader,
providing thousands of title policies each day. What's
more, we now offer rates that are often several hundred
dollars lower than our competitors. Our rates and
service make us the first choice among informed home
sellers, while our reputation for quality and
unsurpassed financial strength makes us the first choice
among informed home buyers. Even though we protect the
titles of millions of American homes, we stand behind
each one as if it were our own.
MIZNER TITLE & ESCROW, INC.
CATHARINA B. VAN KLEECK, President
MICHELLE A. LYNCH, Vice President
Mizner Park
433 Plaza Real, Suite 275
Boca Raton, FL 33432
(561) 997-8600, Fax (561) 258-0550
E-Mail - Closings@MiznerTitle.com
(Directions to Mizner Title from Local Airports)
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